Afterpay- Shop Now, Wear Now, Pay Later
🙋 HOW IT WORKS ⁉️
- Browse your favorite stores.
- Choose Afterpay as your payment method.
- Instantly create your account and complete your purchase.
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Afterpay it with the App!
Stay up to date on new retailer launches and manage existing orders with our easy-to-use app.
Afterpay promotes responsible spending
Here’s a fact: Millennials are saving twice as much as Baby Boomers. Millennials have the discipline to set aside a little money each month or at every payday. This astute money management is the exact behavior that Afterpay promotes, which is why it’s so attractive to Millennials.
Look at this way: the shopper doesn’t have to pay the entire cost up-front—just 25% of the product cost. Which is great for larger-ticket, “need”—as opposed to “want”—items that she might otherwise not be able to buy. She can budget accordingly and plan for each future payment (four equal payments every two weeks, at zero interest if made on time). Something she is already accustomed to doing as a prudent Millennial.
Here’s another fact: Afterpay makes more money from people making payments on time than we do from missed payments or late fees. We’re happy when customers are having fun shopping and spending, responsibly. We use proprietary technology to stop you from making orders beyond what you can pay off—can you imagine a credit company doing this? Or stopping a future buy because you missed a payment? It doesn’t happen.
🙅 No Interest Fees 💸🏹
The lack of fees makes Afterpay an attractive option to many customers. Unlike a credit card, shoppers aren’t charged interest and will not need to pay off a lump sum at the end of the month if each payment is made on time. Instead, Afterpay has a staggered payment plan of four payments every two weeks at zero interest, if paid on time.
Even if a late fee is charged at Afterpay, it is likely a lower-cost option than using credit card financing and is capped at 25% of the total order value.
No surprises. Just ease of payment and transparency, unlike high-interest rate credit cards with pages of fine print to comb through.
🏃♀️ Speed of Approval💨
Millennials live in a fast-paced, #insta-everything world. Although Afterpay doesn’t guarantee instant approval and uses hundreds of data points to determine credit worthiness, we don’t perform credit checks. And the approval process is quick. We’re talking under-60-seconds-speedy.
No credit checks that can affect your credit score and within-seconds wait times in getting approved factor into why Millennials love Afterpay.